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Roatan and Bay Islands Discussion List Archive
| Posted On: | 12-Sep-2003 |
| From: | Corinna Colledge [cosmicmuffins02.....com] |
| Subject: | [roatan] MEDJET vs DAN |
Just a quick note,the DAN insurance is only available to DAN members and only covers "in water" accidents. MEDJET is essentially for medical emergencies of all kinds and is geared toward those wanting either short term to cover a trip or long term residents on the island, the ex-partiates who are not divers or do not have dive insurance. You can check the short term rates by going to the MEDJET web-site, www.medjetassistance.com. It is not cheap, but in the long run, if you have no insurance coverage for emergency evac., it is worth every penny if you need to use the service. Most "traditional" health insurance policies do not cover transportation from a foreign country. It also covers the necessity of having to transport your remains, should one pass on while here on the island as well as one person to accompany the ill person or the remains. The jets would either be dispatched from Mexico City or Texas with full emergency medical personel aboard. There are no claims to file with your insurance company. DAN is actually a sceondary policy and your primary insurance carrier is billed first. MEDJET is an independant service. It does cover transportation to the jet and from the jet to the hospital of your choice. Here are a few points from the program highlights: * Provides evac. and transportation services to the hospital of your choice anywhere in the world. *No limit to it's benifits. (Exception - 2 evacs. per year) *No pre-existing conditions. *No health questions, claim forms or deductables If you choose a yearly membership rather than short term, 7,14,21 days, it will also cover those of you in the states when you need to be transported from one hospital to another for specialized care. The family rates cover your spouse and up to 5 dependant children. The web-site states that a person must be at least 150 miles from their home, but they are making an exception for those of us that live on the island as long as you are a U.S. or Canadian citizen. The sales director is tailoring a special policy to cover the needs of the ex-pats on the island. He is also looking into providing the service to the Hondurans on the island that might be interesed. Please pass this info. on to anyone that you feel might be interested and have them contact me. The more people we can get, the better the rate we will be able to secure. Usually you need a group of 50 or more extended stay persons to qualify for a group rate. Buy Ink Cartridges or Refill Kits for Your HP, Epson, Canon or Lexmark Printer at Myinks.com. Free s/h on orders $50 or more to the US & Canada. | |
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