One more thing about the DAN, if you read it, it is TRAVEL insurance. Don't bet on them covering you if you live here. I'v been a nurse for over 25 years, also had my own consulting business and have dealt with many insurance companies as well as Medicare and Medicaid. These policies sound great, but when you start reading the small print.................be careful. There are a lot of "if's and's, but's and exceptions". Next time I find something that I feel might benefit some of us on the island, I will just keep it to myself.
If you're laying in "the Hole's hospital" oe Wood's Clinic, with a non-travel, non-diving, even DAN's travel medical illness, because you live here and are not traveling, be prepared to get out your checkbook. It's not a chance I can afford to take for myself. My Medicare and most insurance companies in the U.S. aren't going to cover this.
Again, this is geared for those living on the island on a permanent basis, not just traveling. It is strictly a "get me off the island to a decent hospital" plan. One phone call, no insurnace companies to deal with, no forms, and you are out of here.
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