| ROATAN & BAY ISLANDS VISITORS
& TRAVEL GUIDE |
|||
| ROATANET.COM |
|||
Roatan and Bay Islands Discussion List Archive
| Posted On: | 17-Sep-2003 |
| From: | [reefdweller.....com] |
| Subject: | RE: [roatan] Re: Debit cards at Honduras banks |
There ya go. This gius is telling you straight. Also add that interest and merchant fees are MUCH higher here than stateside--as are the number of billing mistakes which can be VERY hard to clear up with language barriers for some and no phones at times. Again we're back to the "you aren't from here" stuff. Here you have no credit record unless you've been here long enough to make one with your bank by putting in lots of money and keeeping it there. And add being a legal resident here for years--by which time you've paid in cash for so long you've forgotten why you ever thought you needed this in the first place. When we do want to use credit we use our USA cards--set up to bank draft payments or as debit cards since we have no mail. Works better since we keep most big cash in USA banks to begin with. Once Banc Cresar failed here on Roatan folks decided that keeping tons of money in local banks maybe wasn't such a good idea. Yes, we got most of the money back (not all CD's, but all checking and savings), but it took more than a month to do it!!! While no one had ANY money and everyone on the island was scared to take ANY checks or work with anyone! Also most checking type accts are cash held in Lempira unless you make a largish deposit and hold it there--which devalues at a rate of about 10% a year while it sits. Also, credit cards are not as widely used here--or liked since they charge the merchant a fee which he either has to eat or pass on to you--one costs--the other is a pain in the butt to do books on. They have to use a phone line to scan a card thru to verify payment until they get to know you. Phone lines? Working constantly? Here? Surely you jest! Ever consider just carrying a bit of cash?????? Beats paying service charges and worrying with bills without phones any day! And, after awhile, you really DO get used to the idea. Waylon and Sandy Sims Coral Beach Inn's Photos are available at: http://members.aol.com/athundersm/photos.htm Note: E-mail is NOT perfect. Please never assume we have received your message unless you get a response from us. We answer ALL E-mail daily. PS Asking about staying with us gets you put onto our newsletter list. If you want off just say so. No problem. -----Original Message----- From: Charles R. Meador, Jr. [mailto:CRMeador.....com] Sent: Monday, September 15, 2003 5:38 AM To: roatan.....com Subject: [roatan] Re: Debit cards at Honduras banks David I've got a friend living in La Ceiba who is using his Visa Credit/Debit card to access his bank acount in the USA through Banco Atlántida. I don't know whether you can do the same thing with BGA (formerly Banchasa) or what the service charges are. My understanding is that to get any local credit or debit cards you have to have residency and local credit references. Charlie Meador CRMeador.....com Buy Remanufactured Ink Cartridges & Refill Kits at MyInks.com for: HP $8-20. Epson $3-9, Canon $5-15, Lexmark $4-17. Free s/h over $50 (US & Canada). http://www.c1tracking.com/l.asp?cid=6351 | |
Click Here to Go Back
Find hotels, resorts, diving, real estate, maps, news, photos,
chat, tours and weather in Honduras.
Roatan and the Bay Islands are the place to visit!
© 2008 Roatanet.com, All Rights Reserved.